Mortgage in Cyprus

CYPRUS FOR INVESTMENTS Ltd. Cooperates with the largest and most reliable banks in Cyprus, which are ready to loyally and quickly make decisions on our clients’ loan applications. Our company takes part in the whole process of issuing a loan (mortgage): from filing an application and collecting a package of documents, prior to registration of real estate on our client. We aim only at a positive result and contribute in every way!

Providing mortgages to foreigners is an important advantage of Cyprus. It is especially worth noting that the percentage of positive decisions in favor of issuing a loan is quite high. As a first installment, it is required to pay only 20-40% of the total amount. Depending on the conditions, the interest rate varies from 2.15 to 2.75% for buyers, and from 5.3% for investors in the year. The procedure for approving a mortgage bank takes from 1 week to a month.

Please note: the loan rate is from 2 to 5% per year, and when you rent a property, you get a profit of 7 to 12% a year. Make the conclusions yourself!

Necessary DOCUMENTS FOR PAYMENT:

  1. Passport (ukrainian and foreign passport)
  2. Water bill / electricity
  3. Recommendation from the bank
  4. Resume
  5. Information on income

If you are hiring:

  1. Salary statements for the last three months
  2. Confirmation of additional stable income (on request)

Private entrepreneurs:

  1. A copy of VAT reporting since the last date of presentation of the balance sheet
  2. Confirmation of additional stable income (on request)
  3. Tax return (for loans over € 50,000)
  4. Social insurance (for loans over € 100,000)
  5. Certificate of Income from Accountant (for loans over € 100,000)

Legal entities:​

  1. A copy of VAT reporting since the last date of presentation of the balance sheet
  2. Original document confirming the absence of tax debts over the past two years
  3. Audit financial statements for the last 3 years (for loans over € 50,000)
  4. Management / Financial Statements for the respective quarter (for loans over € 50,000)
  5. Business plan with cash budget for the next 2 years (for loans over € 100,000)
  6. Purchase and Sale Agreement
  7. Document confirming advance payment
  8. Insurance (if available)
  9. A document confirming the right to property
  10. Copy of an existing mortgage document
  11. Confirmation of a good credit history (certificate of current loan for the last 3 years)

In some cases, additional information and documents may be requested.

CYPRUS FOR INVESTMENTS Ltd., offers professional help in registration and obtaining a loan for the purchase of real estate in Cyprus!​ CONTACT.


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